Open an HNB SalarySMART account. Route your salary and get an equivalent of 3 times your salary with HNB SalarySMART. Get more from your pay, to live the life you want.
Upto 3 times your net salary as an Overdraft Facility or as a Personal Loan
Upto 50% net salary as an advance (Overdraft Facility)
Special interest rates for Personal Loans, Leasing and Home Loans
Loan buyback at special rates
HNB Platinum Visa Credit Card with first year annual fee waived off
High interest savings account with unlimited withdrawals
Branded Debit Card
Branded cheque book with first cheque book issued free of charge
Easy access through the HNB Digital Banking App
Eligibility Criteria
Sri Lankan citizens aged 18 years or above
Salaried individuals earning a net income of Rs. 50,000- or above and routing their salary through HNB
Documents required
Completed application form
Copy of latest Salary Slip
Copy of NIC
Copy of Utility bill if permanent address differs from NIC
