Personal >> Savings >> Investment Proposition For Sri Lankan Expats
We make sure your hard-earned money is in safe hands

Step into a world of investment opportunities nurtured by Sri Lanka’s No. 1 Retail Bank through holistic advisory services to enhance your investment portfolio and lifestyle!

 


Products offered:

 

Investments at HNB

Savings Accounts

  • Types of LKR/foreign currency savings accounts
    • General savings
    • Capital savings
    • Money market savings
    • Capital transaction rupee account
    • HNB savings +
    • Personal foreign currency accounts
    • Foreign currency advantage accounts

Fixed Deposits

  • Open fixed deposits at HNB in LKR or any undermentioned foreign currencies and obtain a higher interest
o US Dollars
o Canadian Dollars
o Sterling Pounds
o Danish Kroner
o Euros
o Norwegian Kroner
o Swiss Francs
o Swedish Kroner
o Singapore Dollars
o Hong Kong Dollars
o Japanese Yen
o New Zealand Dollars
o Australian Dollars
o Chinese Yuan

 

  • Tenure for FDs
    • LKR - 1 month to 60 months
    • Foreign currency – 1 month to 3 years

Please visit https://www.hnb.net/savings-accounts-interest-rates for rates and more details.

 

Invest in government securities

  • Facilitating deposits in the following government securities and providing advisory services via a bank officer,
    • Treasury bills
    • Treasury bonds
    • Repos
    • Reverse repos
    • Bond trading

 

Invest in properties owned by HNB

  • You will have the opportunity to invest in properties owned by HNB which will offer the following benefits,
    • Title and legal documents verified and confirmed by the bank
    • Professional valuation on movable and immovable properties confirmed by the bank
    • Opportunity to invest in the following properties such as,
      • Bare lands
      • Residential properties
      • Condominium apartments
      • Commercial properties
      • Rice mills

Please visit  https://www.hnb.net/properties-for-sale for the list of available properties for sale.

 

Invest in properties and apartments of property developers partnered with HNB

  • Invest in properties and apartments which are on a tripartite agreement with the bank which will offer the following benefits:
    • Title and legal documents verified and confirmed by the bank
    • Mortgage advisory service
    • Assistance on legal and other documentation
  • Opportunity to invest in properties of reputed developers such as:
o Prime Group
o Kelsey Homes (Pvt) Ltd
o Access Residencies (Pvt) Ltd
o Capital Trust Residencies (Pvt) Ltd
o Home Lands Skyline (Pvt) Ltd
o Havelock City
o ICC Developers (Pvt) Ltd
o Sanken
o JKH
o AVIC
o Access Group

Please visit https://www.hnb.net/hnb-home-loans-condominium-developer-list for the list of developers and their projects.

 

HNB Priority Circle

  • Join the HNB Priority Circle and enjoy the following exclusive benefits,
    • Attractive interest rates on deposits and advances
    • Travel card, internet and mobile banking facility free of charge
    • Competitive rates on foreign currency issuance
    • A Priority Circle cheque book and debit card
    • A life time annual fee waived, branded World Master Card with a pre-approved limit of Rs. 500,000/-
    • Two complementary Airport Lounge visits per year
    • Exclusive global health cover
    • A dedicated Relationship Manager to look after your banking needs
    • Access to wealth management advisory services
    • Access to legal advisory services
    • Access to the travel concierge service and many more

Please visit  https://www.hnb.net/private for more information

 

HNB SME and Micro Financing facilities funding for business start-ups

  • SME and Micro Financing facilities from HNB for business start-ups and other income generating activities
  • Personalized advisory services from a dedicated Relationship Manager
Product Loan Amount Duration
SME Rs. 5 Mn – Rs. 250 Mn 3 months – 8 years
Micro Finance Rs. 25,000 – Rs. 5 Mn 6 months – 5 years

Please visit  https://www.hnb.net/sme-banking/sme-banking/sme-lending for more information.

 

Stock broking and services from Acuity Stock Brokers (Pvt) Ltd

  • Personalized advisory services from a dedicated Relationship Manager on,
    • Stock broking and services
    • Equity & debenture investments in CSE
    • Advisory services & trading facility
    • Internet trading facility
    • Investment opportunities in rights issues, Initial Public Offerings (IPO) etc.
    • Daily market updates

 

Equity/ money market unit trust/ portfolio management from guardian acuity asset management

  • Personalized investment guidance from a dedicated Relationship Manager on,
    • Identifying current financial position and suggesting an investment mix
    • Equity and fixed income fund investments
    • Monitoring investment performance, providing guidance and rebalancing portfolios
    • Providing guidance and financial advice including investment management

 

Insurance investment plans from HNB Assurance and HNB General Insurance

  • Exclusive investment plans with advisory services from a dedicated Relationship Manager and the following facilities will be offered,
    • Customized investment plans
    • Hospital expense insurance
    • Personal accident insurance

 

Contact us today for more information  [email protected]